Hausmed or TelMed — Uri
Uri: with Luzerner Hinterland, Hausmed costs CHF 437.50 a month in 2026 and TelMed CHF 432.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 55.20 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 437.50 | CHF 432.90 | CHF 55.20 |
| 500 | CHF 425.85 | CHF 421.25 | CHF 55.20 |
| 1'000 | CHF 396.70 | CHF 392.10 | CHF 55.20 |
| 1'500 | CHF 367.50 | CHF 362.90 | CHF 55.20 |
| 2'000 | CHF 338.35 | CHF 333.75 | CHF 55.20 |
| 2'500 | CHF 309.20 | CHF 304.60 | CHF 55.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.