Hausmed or TelMed — Region 1, Zurich
Region 1, Zurich: with Luzerner Hinterland, Hausmed costs CHF 580.05 a month in 2026 and TelMed CHF 573.95, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 73.20 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 580.05 | CHF 573.95 | CHF 73.20 |
| 500 | CHF 568.40 | CHF 562.30 | CHF 73.20 |
| 1'000 | CHF 539.25 | CHF 533.15 | CHF 73.20 |
| 1'500 | CHF 510.05 | CHF 503.95 | CHF 73.20 |
| 2'000 | CHF 480.90 | CHF 474.80 | CHF 73.20 |
| 2'500 | CHF 451.75 | CHF 445.65 | CHF 73.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.