PrimaFlex or SanaTel — Appenzell Innerrhoden
Appenzell Innerrhoden: with Mutuel, PrimaFlex costs CHF 425.90 a month in 2026 and SanaTel CHF 422.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SanaTel is the cheaper of the two here: CHF 44.40 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PrimaFlex | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 425.90 | CHF 422.20 | CHF 44.40 |
| 500 | CHF 414.90 | CHF 410.70 | CHF 50.40 |
| 1'000 | CHF 387.40 | CHF 381.70 | CHF 68.40 |
| 1'500 | CHF 359.40 | CHF 352.20 | CHF 86.40 |
| 2'000 | CHF 331.80 | CHF 323.20 | CHF 103.20 |
| 2'500 | CHF 304.30 | CHF 294.20 | CHF 121.20 |
The comparison, region by region
- PrimaFlex or SanaTel?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.