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PrimaFlex or SanaTel — Region 1, Fribourg

Region 1, Fribourg: with Mutuel, PrimaFlex costs CHF 551.80 a month in 2026 and SanaTel CHF 577.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 309.60 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 551.80CHF 577.60CHF 309.60
500CHF 540.80CHF 566.10CHF 303.60
1'000CHF 513.30CHF 537.10CHF 285.60
1'500CHF 485.30CHF 507.60CHF 267.60
2'000CHF 457.70CHF 478.60CHF 250.80
2'500CHF 430.20CHF 449.60CHF 232.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.