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PrimaFlex or SanaTel — Geneva

Geneva: with Mutuel, PrimaFlex costs CHF 652.60 a month in 2026 and SanaTel CHF 646.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 68.40 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 652.60CHF 646.90CHF 68.40
500CHF 641.60CHF 635.40CHF 74.40
1'000CHF 614.10CHF 606.40CHF 92.40
1'500CHF 586.10CHF 576.90CHF 110.40
2'000CHF 558.50CHF 547.90CHF 127.20
2'500CHF 531.00CHF 518.90CHF 145.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.