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PrimaFlex or SanaTel — Region 2, Ticino

Region 2, Ticino: with Mutuel, PrimaFlex costs CHF 654.90 a month in 2026 and SanaTel CHF 649.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 66.00 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 654.90CHF 649.40CHF 66.00
500CHF 643.90CHF 637.90CHF 72.00
1'000CHF 616.40CHF 608.90CHF 90.00
1'500CHF 588.40CHF 579.40CHF 108.00
2'000CHF 560.80CHF 550.40CHF 124.80
2'500CHF 533.30CHF 521.40CHF 142.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.