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PrimaFlex or SanaTel — Region 2, Fribourg

Region 2, Fribourg: with Mutuel, PrimaFlex costs CHF 521.40 a month in 2026 and SanaTel CHF 545.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 292.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 521.40CHF 545.80CHF 292.80
500CHF 510.40CHF 534.30CHF 286.80
1'000CHF 482.90CHF 505.30CHF 268.80
1'500CHF 454.90CHF 475.80CHF 250.80
2'000CHF 427.30CHF 446.80CHF 234.00
2'500CHF 399.80CHF 417.80CHF 216.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.