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PrimaFlex or SanaTel — Region 2, Grisons

Region 2, Grisons: with Mutuel, PrimaFlex costs CHF 471.60 a month in 2026 and SanaTel CHF 467.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 48.00 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 471.60CHF 467.60CHF 48.00
500CHF 460.60CHF 456.10CHF 54.00
1'000CHF 433.10CHF 427.10CHF 72.00
1'500CHF 405.10CHF 397.60CHF 90.00
2'000CHF 377.50CHF 368.60CHF 106.80
2'500CHF 350.00CHF 339.60CHF 124.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.