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PrimaFlex or SanaTel — Region 2, Zurich

Region 2, Zurich: with Mutuel, PrimaFlex costs CHF 542.10 a month in 2026 and SanaTel CHF 531.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 129.60 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 542.10CHF 531.30CHF 129.60
500CHF 531.10CHF 519.80CHF 135.60
1'000CHF 503.60CHF 490.80CHF 153.60
1'500CHF 475.60CHF 461.30CHF 171.60
2'000CHF 448.00CHF 432.30CHF 188.40
2'500CHF 420.50CHF 403.30CHF 206.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.