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PrimaFlex or SanaTel — Region 1, Ticino

Region 1, Ticino: with Mutuel, PrimaFlex costs CHF 689.40 a month in 2026 and SanaTel CHF 683.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 69.60 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 689.40CHF 683.60CHF 69.60
500CHF 678.40CHF 672.10CHF 75.60
1'000CHF 650.90CHF 643.10CHF 93.60
1'500CHF 622.90CHF 613.60CHF 111.60
2'000CHF 595.30CHF 584.60CHF 128.40
2'500CHF 567.80CHF 555.60CHF 146.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.