Centre de santé or Médecin de famille — Appenzell Innerrhoden
Appenzell Innerrhoden: with ÖKK, Centre de santé costs CHF 367.20 a month in 2026 and Médecin de famille CHF 379.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 151.20 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Centre de santé | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 367.20 | CHF 379.80 | CHF 151.20 |
| 500 | CHF 355.60 | CHF 368.20 | CHF 151.20 |
| 1'000 | CHF 326.40 | CHF 339.00 | CHF 151.20 |
| 1'500 | CHF 297.20 | CHF 309.80 | CHF 151.20 |
| 2'000 | CHF 268.10 | CHF 280.70 | CHF 151.20 |
| 2'500 | CHF 238.90 | CHF 251.50 | CHF 151.20 |
The comparison, region by region
- Centre de santé or Médecin de famille?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.