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Centre de santé or Médecin de famille — Region 1, Zurich

Region 1, Zurich: with ÖKK, Centre de santé costs CHF 556.30 a month in 2026 and Médecin de famille CHF 562.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 74.40 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCentre de santéMédecin de familleGap per year
300CHF 556.30CHF 562.50CHF 74.40
500CHF 544.70CHF 550.90CHF 74.40
1'000CHF 515.50CHF 521.70CHF 74.40
1'500CHF 486.30CHF 492.50CHF 74.40
2'000CHF 457.20CHF 463.40CHF 74.40
2'500CHF 428.00CHF 434.20CHF 74.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.