Centre de santé or Médecin de famille — Region 2, Fribourg
Region 2, Fribourg: with ÖKK, Centre de santé costs CHF 477.90 a month in 2026 and Médecin de famille CHF 477.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Centre de santé and Médecin de famille cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Centre de santé | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 477.90 | CHF 477.90 | — |
| 500 | CHF 466.30 | CHF 466.30 | — |
| 1'000 | CHF 437.10 | CHF 437.10 | — |
| 1'500 | CHF 407.90 | CHF 407.90 | — |
| 2'000 | CHF 378.80 | CHF 378.80 | — |
| 2'500 | CHF 349.60 | CHF 349.60 | — |
The comparison, region by region
- Centre de santé or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.