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Centre de santé or Médecin de famille — Region 2, Ticino

Region 2, Ticino: with ÖKK, Centre de santé costs CHF 574.20 a month in 2026 and Médecin de famille CHF 594.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 237.60 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCentre de santéMédecin de familleGap per year
300CHF 574.20CHF 594.00CHF 237.60
500CHF 562.60CHF 582.40CHF 237.60
1'000CHF 533.40CHF 553.20CHF 237.60
1'500CHF 504.20CHF 524.00CHF 237.60
2'000CHF 475.10CHF 494.90CHF 237.60
2'500CHF 445.90CHF 465.70CHF 237.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.