Centre de santé or Médecin de famille — Region 2, Valais
Region 2, Valais: with ÖKK, Centre de santé costs CHF 456.00 a month in 2026 and Médecin de famille CHF 432.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 288.00 saved per year against Centre de santé, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Centre de santé | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 456.00 | CHF 432.00 | CHF 288.00 |
| 500 | CHF 444.40 | CHF 420.40 | CHF 288.00 |
| 1'000 | CHF 415.20 | CHF 391.20 | CHF 288.00 |
| 1'500 | CHF 386.00 | CHF 362.00 | CHF 288.00 |
| 2'000 | CHF 356.90 | CHF 332.90 | CHF 288.00 |
| 2'500 | CHF 327.70 | CHF 303.70 | CHF 288.00 |
The comparison, region by region
- Centre de santé or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.