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Centre de santé or Médecin de famille — Region 1, Ticino

Region 1, Ticino: with ÖKK, Centre de santé costs CHF 637.80 a month in 2026 and Médecin de famille CHF 659.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 262.80 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCentre de santéMédecin de familleGap per year
300CHF 637.80CHF 659.70CHF 262.80
500CHF 626.20CHF 648.10CHF 262.80
1'000CHF 597.00CHF 618.90CHF 262.80
1'500CHF 567.80CHF 589.70CHF 262.80
2'000CHF 538.70CHF 560.60CHF 262.80
2'500CHF 509.50CHF 531.40CHF 262.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.