Centre de santé or Médecin de famille — Neuchâtel
Neuchâtel: with ÖKK, Centre de santé costs CHF 641.30 a month in 2026 and Médecin de famille CHF 607.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 405.60 saved per year against Centre de santé, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Centre de santé | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 641.30 | CHF 607.50 | CHF 405.60 |
| 500 | CHF 629.70 | CHF 595.90 | CHF 405.60 |
| 1'000 | CHF 600.50 | CHF 566.70 | CHF 405.60 |
| 1'500 | CHF 571.30 | CHF 537.50 | CHF 405.60 |
| 2'000 | CHF 542.20 | CHF 508.40 | CHF 405.60 |
| 2'500 | CHF 513.00 | CHF 479.20 | CHF 405.60 |
The comparison, region by region
- Centre de santé or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.