Centre de santé or Médecin de famille — Region 3, Grisons
Region 3, Grisons: with ÖKK, Centre de santé costs CHF 425.70 a month in 2026 and Médecin de famille CHF 425.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Centre de santé and Médecin de famille cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Médecin de famille is a "Family doctor" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Centre de santé | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 425.70 | CHF 425.70 | — |
| 500 | CHF 414.10 | CHF 414.10 | — |
| 1'000 | CHF 384.90 | CHF 384.90 | — |
| 1'500 | CHF 355.70 | CHF 355.70 | — |
| 2'000 | CHF 326.60 | CHF 326.60 | — |
| 2'500 | CHF 297.40 | CHF 297.40 | — |
The comparison, region by region
- Centre de santé or Médecin de famille?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.