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sana24 Med Call or Tel Doc — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with sana24, sana24 Med Call costs CHF 520.40 a month in 2026 and Tel Doc CHF 482.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 459.60 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 520.40CHF 482.10CHF 459.60
500CHF 508.80CHF 470.40CHF 460.80
1'000CHF 479.60CHF 441.30CHF 459.60
1'500CHF 450.40CHF 412.10CHF 459.60
2'000CHF 421.30CHF 382.90CHF 460.80
2'500CHF 392.10CHF 353.80CHF 459.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.