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sana24 Med Call or Tel Doc — Region 1, Lucerne

Region 1, Lucerne: with sana24, sana24 Med Call costs CHF 557.70 a month in 2026 and Tel Doc CHF 518.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 472.80 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 557.70CHF 518.30CHF 472.80
500CHF 546.00CHF 506.60CHF 472.80
1'000CHF 516.80CHF 477.40CHF 472.80
1'500CHF 487.70CHF 448.30CHF 472.80
2'000CHF 458.50CHF 419.10CHF 472.80
2'500CHF 429.30CHF 389.90CHF 472.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.