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sana24 Med Call or Tel Doc — Region 2, Lucerne

Region 2, Lucerne: with sana24, sana24 Med Call costs CHF 538.60 a month in 2026 and Tel Doc CHF 505.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 392.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 538.60CHF 505.90CHF 392.40
500CHF 526.90CHF 494.30CHF 391.20
1'000CHF 497.70CHF 465.10CHF 391.20
1'500CHF 468.60CHF 435.90CHF 392.40
2'000CHF 439.40CHF 406.80CHF 391.20
2'500CHF 410.20CHF 377.60CHF 391.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.