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sana24 Med Call or Tel Doc — Region 1, St. Gallen

Region 1, St. Gallen: with sana24, sana24 Med Call costs CHF 568.90 a month in 2026 and Tel Doc CHF 521.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 572.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 568.90CHF 521.20CHF 572.40
500CHF 557.20CHF 509.50CHF 572.40
1'000CHF 528.00CHF 480.40CHF 571.20
1'500CHF 498.90CHF 451.20CHF 572.40
2'000CHF 469.70CHF 422.00CHF 572.40
2'500CHF 440.50CHF 392.90CHF 571.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.