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sana24 Med Call or Tel Doc — Appenzell Innerrhoden

Appenzell Innerrhoden: with sana24, sana24 Med Call costs CHF 442.20 a month in 2026 and Tel Doc CHF 418.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 279.60 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 442.20CHF 418.90CHF 279.60
500CHF 430.50CHF 407.20CHF 279.60
1'000CHF 401.30CHF 378.10CHF 278.40
1'500CHF 372.20CHF 348.90CHF 279.60
2'000CHF 343.00CHF 319.70CHF 279.60
2'500CHF 313.80CHF 290.60CHF 278.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.