sana24 Med Call or Tel Doc — Region 3, Bern
Region 3, Bern: with sana24, sana24 Med Call costs CHF 561.40 a month in 2026 and Tel Doc CHF 533.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 339.60 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Med Call | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 561.40 | CHF 533.10 | CHF 339.60 |
| 500 | CHF 549.80 | CHF 521.40 | CHF 340.80 |
| 1'000 | CHF 520.60 | CHF 492.30 | CHF 339.60 |
| 1'500 | CHF 491.40 | CHF 463.10 | CHF 339.60 |
| 2'000 | CHF 462.30 | CHF 433.90 | CHF 340.80 |
| 2'500 | CHF 433.10 | CHF 404.80 | CHF 339.60 |
The comparison, region by region
- sana24 Med Call or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.