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sana24 Med Call or Tel Doc — Region 3, Bern

Region 3, Bern: with sana24, sana24 Med Call costs CHF 561.40 a month in 2026 and Tel Doc CHF 533.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 339.60 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblesana24 Med CallTel DocGap per year
300CHF 561.40CHF 533.10CHF 339.60
500CHF 549.80CHF 521.40CHF 340.80
1'000CHF 520.60CHF 492.30CHF 339.60
1'500CHF 491.40CHF 463.10CHF 339.60
2'000CHF 462.30CHF 433.90CHF 340.80
2'500CHF 433.10CHF 404.80CHF 339.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.