sana24 Med Call or Tel Doc — Region 3, Lucerne
Region 3, Lucerne: with sana24, sana24 Med Call costs CHF 520.20 a month in 2026 and Tel Doc CHF 488.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 378.00 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Med Call | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 520.20 | CHF 488.70 | CHF 378.00 |
| 500 | CHF 508.60 | CHF 477.10 | CHF 378.00 |
| 1'000 | CHF 479.40 | CHF 447.90 | CHF 378.00 |
| 1'500 | CHF 450.20 | CHF 418.70 | CHF 378.00 |
| 2'000 | CHF 421.10 | CHF 389.60 | CHF 378.00 |
| 2'500 | CHF 391.90 | CHF 360.40 | CHF 378.00 |
The comparison, region by region
- sana24 Med Call or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.