sana24 Med Call or Tel Doc — Region 3, St. Gallen
Region 3, St. Gallen: with sana24, sana24 Med Call costs CHF 512.00 a month in 2026 and Tel Doc CHF 481.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 372.00 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Med Call and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Med Call | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 512.00 | CHF 481.00 | CHF 372.00 |
| 500 | CHF 500.40 | CHF 469.40 | CHF 372.00 |
| 1'000 | CHF 471.20 | CHF 440.20 | CHF 372.00 |
| 1'500 | CHF 442.00 | CHF 411.00 | CHF 372.00 |
| 2'000 | CHF 412.90 | CHF 381.90 | CHF 372.00 |
| 2'500 | CHF 383.70 | CHF 352.70 | CHF 372.00 |
The comparison, region by region
- sana24 Med Call or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.