SWICA FAVORIT BESTCARE — Region 1, St. Gallen
Region 1, St. Gallen: the FAVORIT BESTCARE model from SWICA costs CHF 506.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 506.20, FAVORIT BESTCARE is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 907.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.20 | CHF 470.80 |
| 500 | CHF 494.50 | CHF 459.90 |
| 1'000 | CHF 482.80 | CHF 449.00 |
| 1'500 | CHF 471.10 | CHF 438.10 |
| 2'000 | CHF 459.40 | CHF 427.30 |
| 2'500 | CHF 430.20 | CHF 400.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.80 | CHF 365.30 |
| 500 | CHF 381.10 | CHF 354.50 |
| 1'000 | CHF 369.40 | CHF 343.60 |
| 1'500 | CHF 353.40 | CHF 328.60 |
| 2'000 | CHF 337.30 | CHF 313.70 |
| 2'500 | CHF 308.10 | CHF 286.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.60 | CHF 126.10 |
| 200 | CHF 126.70 | CHF 117.80 |
| 400 | CHF 116.40 | CHF 108.30 |
| 600 | CHF 104.70 | CHF 97.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.