SWICA FAVORIT BESTCARE — Region 1, Vaud
Region 1, Vaud: the FAVORIT BESTCARE model from SWICA costs CHF 632.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 632.50, FAVORIT BESTCARE is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 1'134.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 632.50 | CHF 588.30 |
| 500 | CHF 620.90 | CHF 577.40 |
| 1'000 | CHF 613.50 | CHF 570.60 |
| 1'500 | CHF 606.20 | CHF 563.70 |
| 2'000 | CHF 598.80 | CHF 556.90 |
| 2'500 | CHF 569.60 | CHF 529.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.80 | CHF 456.50 |
| 500 | CHF 479.20 | CHF 445.60 |
| 1'000 | CHF 471.80 | CHF 438.80 |
| 1'500 | CHF 459.00 | CHF 426.90 |
| 2'000 | CHF 446.20 | CHF 415.00 |
| 2'500 | CHF 417.00 | CHF 387.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.30 | CHF 157.50 |
| 200 | CHF 161.10 | CHF 149.90 |
| 400 | CHF 151.20 | CHF 140.60 |
| 600 | CHF 139.50 | CHF 129.80 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.