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Sophie

SWICA FAVORIT BESTCARE — Region 2, Vaud

Region 2, Vaud: the FAVORIT BESTCARE model from SWICA costs CHF 607.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 607.70, FAVORIT BESTCARE is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT BESTCARE costs CHF 1'089.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 607.70CHF 565.20
500CHF 596.10CHF 554.40
1'000CHF 587.90CHF 546.70
1'500CHF 579.70CHF 539.10
2'000CHF 571.40CHF 531.40
2'500CHF 542.30CHF 504.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 471.60CHF 438.60
500CHF 459.90CHF 427.70
1'000CHF 451.70CHF 420.10
1'500CHF 438.20CHF 407.60
2'000CHF 424.80CHF 395.10
2'500CHF 395.60CHF 367.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 162.70CHF 151.30
200CHF 154.40CHF 143.60
400CHF 144.40CHF 134.30
600CHF 132.70CHF 123.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.