SWICA FAVORIT BESTCARE — Region 3, Zurich
Region 3, Zurich: the FAVORIT BESTCARE model from SWICA costs CHF 472.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 472.90, FAVORIT BESTCARE is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 847.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 472.90 | CHF 439.80 |
| 500 | CHF 461.20 | CHF 428.90 |
| 1'000 | CHF 448.40 | CHF 417.00 |
| 1'500 | CHF 435.50 | CHF 405.00 |
| 2'000 | CHF 422.60 | CHF 393.10 |
| 2'500 | CHF 393.50 | CHF 365.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 367.00 | CHF 341.30 |
| 500 | CHF 355.30 | CHF 330.40 |
| 1'000 | CHF 342.50 | CHF 318.50 |
| 1'500 | CHF 325.50 | CHF 302.70 |
| 2'000 | CHF 308.60 | CHF 287.00 |
| 2'500 | CHF 279.40 | CHF 259.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.60 | CHF 117.80 |
| 200 | CHF 117.60 | CHF 109.40 |
| 400 | CHF 107.20 | CHF 99.70 |
| 600 | CHF 95.50 | CHF 88.90 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.