SWICA FAVORIT BESTCARE — Region 2, St. Gallen
Region 2, St. Gallen: the FAVORIT BESTCARE model from SWICA costs CHF 468.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.70, FAVORIT BESTCARE is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 766.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.70 | CHF 435.90 |
| 500 | CHF 457.10 | CHF 425.10 |
| 1'000 | CHF 443.90 | CHF 412.80 |
| 1'500 | CHF 430.70 | CHF 400.50 |
| 2'000 | CHF 417.50 | CHF 388.30 |
| 2'500 | CHF 388.30 | CHF 361.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 363.60 | CHF 338.10 |
| 500 | CHF 351.90 | CHF 327.30 |
| 1'000 | CHF 338.70 | CHF 315.00 |
| 1'500 | CHF 321.60 | CHF 299.10 |
| 2'000 | CHF 300.40 | CHF 279.40 |
| 2'500 | CHF 271.20 | CHF 252.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.40 | CHF 116.60 |
| 200 | CHF 116.30 | CHF 108.10 |
| 400 | CHF 104.60 | CHF 97.30 |
| 600 | CHF 92.90 | CHF 86.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.