SWICA FAVORIT BESTCARE — Region 3, St. Gallen
Region 3, St. Gallen: the FAVORIT BESTCARE model from SWICA costs CHF 442.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 442.80, FAVORIT BESTCARE is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 793.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.80 | CHF 411.80 |
| 500 | CHF 431.10 | CHF 401.00 |
| 1'000 | CHF 417.20 | CHF 388.00 |
| 1'500 | CHF 403.30 | CHF 375.10 |
| 2'000 | CHF 389.40 | CHF 362.20 |
| 2'500 | CHF 360.30 | CHF 335.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 343.60 | CHF 319.50 |
| 500 | CHF 331.90 | CHF 308.70 |
| 1'000 | CHF 318.00 | CHF 295.80 |
| 1'500 | CHF 300.30 | CHF 279.30 |
| 2'000 | CHF 282.60 | CHF 262.80 |
| 2'500 | CHF 253.40 | CHF 235.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.60 | CHF 110.30 |
| 200 | CHF 109.40 | CHF 101.70 |
| 400 | CHF 98.90 | CHF 92.00 |
| 600 | CHF 87.20 | CHF 81.10 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.