SWICA FAVORIT BESTCARE — Region 2, Zurich
Region 2, Zurich: the FAVORIT BESTCARE model from SWICA costs CHF 513.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.20, FAVORIT BESTCARE is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 838.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.20 | CHF 477.30 |
| 500 | CHF 501.50 | CHF 466.40 |
| 1'000 | CHF 489.80 | CHF 455.60 |
| 1'500 | CHF 478.20 | CHF 444.70 |
| 2'000 | CHF 466.50 | CHF 433.80 |
| 2'500 | CHF 437.30 | CHF 406.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.10 | CHF 370.20 |
| 500 | CHF 386.40 | CHF 359.40 |
| 1'000 | CHF 374.70 | CHF 348.50 |
| 1'500 | CHF 358.70 | CHF 333.60 |
| 2'000 | CHF 338.30 | CHF 314.60 |
| 2'500 | CHF 309.10 | CHF 287.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.20 | CHF 127.60 |
| 200 | CHF 128.40 | CHF 119.40 |
| 400 | CHF 116.70 | CHF 108.60 |
| 600 | CHF 105.00 | CHF 97.70 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.