SWICA FAVORIT BESTCARE — Region 1, Zurich
Region 1, Zurich: the FAVORIT BESTCARE model from SWICA costs CHF 568.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 568.40, FAVORIT BESTCARE is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT BESTCARE costs CHF 1'018.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 568.40 | CHF 528.60 |
| 500 | CHF 556.80 | CHF 517.80 |
| 1'000 | CHF 547.20 | CHF 508.90 |
| 1'500 | CHF 537.60 | CHF 500.00 |
| 2'000 | CHF 528.10 | CHF 491.10 |
| 2'500 | CHF 498.90 | CHF 464.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.00 | CHF 410.20 |
| 500 | CHF 429.40 | CHF 399.30 |
| 1'000 | CHF 419.80 | CHF 390.40 |
| 1'500 | CHF 405.30 | CHF 377.00 |
| 2'000 | CHF 390.90 | CHF 363.50 |
| 2'500 | CHF 361.70 | CHF 336.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.10 | CHF 141.50 |
| 200 | CHF 143.60 | CHF 133.60 |
| 400 | CHF 133.50 | CHF 124.20 |
| 600 | CHF 121.80 | CHF 113.30 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.