FAVORIT CASA or FAVORIT MULTICHOICE — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT CASA costs CHF 470.50 a month in 2026 and FAVORIT MULTICHOICE CHF 454.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 190.80 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 470.50 | CHF 454.60 | CHF 190.80 |
| 500 | CHF 458.80 | CHF 443.00 | CHF 189.60 |
| 1'000 | CHF 435.00 | CHF 419.10 | CHF 190.80 |
| 1'500 | CHF 405.80 | CHF 389.90 | CHF 190.80 |
| 2'000 | CHF 376.60 | CHF 355.50 | CHF 253.20 |
| 2'500 | CHF 347.50 | CHF 326.30 | CHF 254.40 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MULTICHOICE?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.