FAVORIT CASA or FAVORIT MULTICHOICE — Region 1, Lucerne
Region 1, Lucerne: with SWICA, FAVORIT CASA costs CHF 505.40 a month in 2026 and FAVORIT MULTICHOICE CHF 505.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here FAVORIT CASA and FAVORIT MULTICHOICE cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 505.40 | CHF 505.40 | — |
| 500 | CHF 493.80 | CHF 493.80 | — |
| 1'000 | CHF 470.40 | CHF 470.40 | — |
| 1'500 | CHF 441.20 | CHF 441.20 | — |
| 2'000 | CHF 412.10 | CHF 406.30 | CHF 69.60 |
| 2'500 | CHF 382.90 | CHF 377.10 | CHF 69.60 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.