FAVORIT CASA or FAVORIT MULTICHOICE — Region 2, St. Gallen
Region 2, St. Gallen: with SWICA, FAVORIT CASA costs CHF 476.70 a month in 2026 and FAVORIT MULTICHOICE CHF 450.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 319.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 476.70 | CHF 450.10 | CHF 319.20 |
| 500 | CHF 465.10 | CHF 438.40 | CHF 320.40 |
| 1'000 | CHF 441.20 | CHF 414.60 | CHF 319.20 |
| 1'500 | CHF 412.10 | CHF 385.40 | CHF 320.40 |
| 2'000 | CHF 382.90 | CHF 350.90 | CHF 384.00 |
| 2'500 | CHF 353.70 | CHF 321.80 | CHF 382.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.