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FAVORIT CASA or FAVORIT MULTICHOICE — Region 2, Lucerne

Region 2, Lucerne: with SWICA, FAVORIT CASA costs CHF 482.10 a month in 2026 and FAVORIT MULTICHOICE CHF 484.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT CASA is the cheaper of the two here: CHF 32.40 saved per year against FAVORIT MULTICHOICE, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT MULTICHOICEGap per year
300CHF 482.10CHF 484.80CHF 32.40
500CHF 470.40CHF 473.20CHF 33.60
1'000CHF 446.80CHF 449.50CHF 32.40
1'500CHF 417.60CHF 420.40CHF 33.60
2'000CHF 388.40CHF 385.70CHF 32.40
2'500CHF 359.30CHF 356.50CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.