FAVORIT CASA or FAVORIT MULTICHOICE — Region 3, St. Gallen
Region 3, St. Gallen: with SWICA, FAVORIT CASA costs CHF 450.40 a month in 2026 and FAVORIT MULTICHOICE CHF 442.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 91.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 450.40 | CHF 442.80 | CHF 91.20 |
| 500 | CHF 438.80 | CHF 431.10 | CHF 92.40 |
| 1'000 | CHF 414.70 | CHF 407.00 | CHF 92.40 |
| 1'500 | CHF 385.50 | CHF 377.90 | CHF 91.20 |
| 2'000 | CHF 356.30 | CHF 343.60 | CHF 152.40 |
| 2'500 | CHF 327.20 | CHF 314.50 | CHF 152.40 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.