FAVORIT CASA or FAVORIT MULTICHOICE — Region 1, St. Gallen
Region 1, St. Gallen: with SWICA, FAVORIT CASA costs CHF 514.90 a month in 2026 and FAVORIT MULTICHOICE CHF 482.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 384.00 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 514.90 | CHF 482.90 | CHF 384.00 |
| 500 | CHF 503.30 | CHF 471.30 | CHF 384.00 |
| 1'000 | CHF 479.90 | CHF 447.90 | CHF 384.00 |
| 1'500 | CHF 450.80 | CHF 418.80 | CHF 384.00 |
| 2'000 | CHF 421.60 | CHF 383.80 | CHF 453.60 |
| 2'500 | CHF 392.40 | CHF 354.60 | CHF 453.60 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.