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FAVORIT CASA or FAVORIT MULTICHOICE — Region 3, Lucerne

Region 3, Lucerne: with SWICA, FAVORIT CASA costs CHF 442.70 a month in 2026 and FAVORIT MULTICHOICE CHF 445.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT CASA is the cheaper of the two here: CHF 31.20 saved per year against FAVORIT MULTICHOICE, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT MULTICHOICEGap per year
300CHF 442.70CHF 445.30CHF 31.20
500CHF 431.00CHF 433.60CHF 31.20
1'000CHF 407.10CHF 409.70CHF 31.20
1'500CHF 377.90CHF 380.50CHF 31.20
2'000CHF 348.70CHF 346.10CHF 31.20
2'500CHF 319.60CHF 316.90CHF 32.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.