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FAVORIT CASA or FAVORIT MULTICHOICE — Region 2, Bern

Region 2, Bern: with SWICA, FAVORIT CASA costs CHF 533.90 a month in 2026 and FAVORIT MULTICHOICE CHF 512.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 258.00 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT MULTICHOICEGap per year
300CHF 533.90CHF 512.40CHF 258.00
500CHF 522.20CHF 500.70CHF 258.00
1'000CHF 499.20CHF 477.70CHF 258.00
1'500CHF 470.00CHF 448.50CHF 258.00
2'000CHF 440.90CHF 413.20CHF 332.40
2'500CHF 411.70CHF 384.10CHF 331.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.