SWICA FAVORIT MEDPHARM — Aargau
Aargau: the FAVORIT MEDPHARM model from SWICA costs CHF 510.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 510.00, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 1'342.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 510.00 | CHF 474.30 |
| 500 | CHF 498.30 | CHF 463.50 |
| 1'000 | CHF 475.40 | CHF 442.10 |
| 1'500 | CHF 446.20 | CHF 415.00 |
| 2'000 | CHF 410.80 | CHF 382.10 |
| 2'500 | CHF 381.70 | CHF 355.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.20 | CHF 379.70 |
| 500 | CHF 401.20 | CHF 373.20 |
| 1'000 | CHF 372.10 | CHF 346.00 |
| 1'500 | CHF 342.90 | CHF 318.90 |
| 2'000 | CHF 309.10 | CHF 287.40 |
| 2'500 | CHF 279.90 | CHF 260.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.70 | CHF 124.30 |
| 200 | CHF 125.00 | CHF 116.20 |
| 400 | CHF 113.30 | CHF 105.40 |
| 600 | CHF 101.70 | CHF 94.50 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.