SWICA FAVORIT MEDPHARM — Solothurn
Solothurn: the FAVORIT MEDPHARM model from SWICA costs CHF 544.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 544.80, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 890.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 544.80 | CHF 506.60 |
| 500 | CHF 533.10 | CHF 495.80 |
| 1'000 | CHF 510.10 | CHF 474.40 |
| 1'500 | CHF 481.00 | CHF 447.30 |
| 2'000 | CHF 445.60 | CHF 414.40 |
| 2'500 | CHF 416.40 | CHF 387.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.20 | CHF 403.80 |
| 500 | CHF 427.10 | CHF 397.30 |
| 1'000 | CHF 398.00 | CHF 370.10 |
| 1'500 | CHF 368.80 | CHF 343.00 |
| 2'000 | CHF 335.00 | CHF 311.60 |
| 2'500 | CHF 305.80 | CHF 284.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.00 | CHF 132.00 |
| 200 | CHF 133.30 | CHF 123.90 |
| 400 | CHF 121.60 | CHF 113.10 |
| 600 | CHF 109.90 | CHF 102.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.