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SWICA FAVORIT MEDPHARM — Region 2, Schaffhausen

Region 2, Schaffhausen: the FAVORIT MEDPHARM model from SWICA costs CHF 500.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 500.70, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDPHARM costs CHF 630.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 500.70CHF 465.70
500CHF 489.00CHF 454.80
1'000CHF 465.40CHF 432.80
1'500CHF 436.20CHF 405.70
2'000CHF 401.50CHF 373.40
2'500CHF 372.40CHF 346.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 398.40CHF 370.50
500CHF 390.80CHF 363.50
1'000CHF 361.70CHF 336.40
1'500CHF 332.50CHF 309.20
2'000CHF 299.20CHF 278.20
2'500CHF 270.00CHF 251.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 130.20CHF 121.10
200CHF 121.20CHF 112.70
400CHF 109.50CHF 101.90
600CHF 97.80CHF 91.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.