SWICA FAVORIT MEDPHARM — Region 2, Schaffhausen
Region 2, Schaffhausen: the FAVORIT MEDPHARM model from SWICA costs CHF 500.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.70, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 630.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.70 | CHF 465.70 |
| 500 | CHF 489.00 | CHF 454.80 |
| 1'000 | CHF 465.40 | CHF 432.80 |
| 1'500 | CHF 436.20 | CHF 405.70 |
| 2'000 | CHF 401.50 | CHF 373.40 |
| 2'500 | CHF 372.40 | CHF 346.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.40 | CHF 370.50 |
| 500 | CHF 390.80 | CHF 363.50 |
| 1'000 | CHF 361.70 | CHF 336.40 |
| 1'500 | CHF 332.50 | CHF 309.20 |
| 2'000 | CHF 299.20 | CHF 278.20 |
| 2'500 | CHF 270.00 | CHF 251.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.20 | CHF 121.10 |
| 200 | CHF 121.20 | CHF 112.70 |
| 400 | CHF 109.50 | CHF 101.90 |
| 600 | CHF 97.80 | CHF 91.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.