SWICA FAVORIT MEDPHARM — Region 2, St. Gallen
Region 2, St. Gallen: the FAVORIT MEDPHARM model from SWICA costs CHF 464.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.70, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 814.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.70 | CHF 432.20 |
| 500 | CHF 453.10 | CHF 421.40 |
| 1'000 | CHF 429.20 | CHF 399.20 |
| 1'500 | CHF 400.10 | CHF 372.10 |
| 2'000 | CHF 365.60 | CHF 340.00 |
| 2'500 | CHF 336.40 | CHF 312.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.60 | CHF 344.60 |
| 500 | CHF 362.90 | CHF 337.50 |
| 1'000 | CHF 333.70 | CHF 310.40 |
| 1'500 | CHF 304.60 | CHF 283.30 |
| 2'000 | CHF 271.40 | CHF 252.40 |
| 2'500 | CHF 242.30 | CHF 225.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.20 | CHF 112.80 |
| 200 | CHF 112.10 | CHF 104.30 |
| 400 | CHF 100.50 | CHF 93.40 |
| 600 | CHF 88.80 | CHF 82.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.