SWICA FAVORIT MEDPHARM — Neuchâtel
Neuchâtel: the FAVORIT MEDPHARM model from SWICA costs CHF 579.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 579.40, FAVORIT MEDPHARM is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 1'274.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 579.40 | CHF 538.80 |
| 500 | CHF 567.70 | CHF 528.00 |
| 1'000 | CHF 545.40 | CHF 507.20 |
| 1'500 | CHF 516.20 | CHF 480.10 |
| 2'000 | CHF 480.20 | CHF 446.60 |
| 2'500 | CHF 451.00 | CHF 419.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 462.80 | CHF 430.40 |
| 500 | CHF 456.30 | CHF 424.40 |
| 1'000 | CHF 427.10 | CHF 397.20 |
| 1'500 | CHF 398.00 | CHF 370.10 |
| 2'000 | CHF 363.70 | CHF 338.20 |
| 2'500 | CHF 334.50 | CHF 311.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.50 | CHF 140.90 |
| 200 | CHF 143.10 | CHF 133.10 |
| 400 | CHF 131.40 | CHF 122.20 |
| 600 | CHF 119.80 | CHF 111.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.