SWICA FAVORIT MEDPHARM — Schwyz
Schwyz: the FAVORIT MEDPHARM model from SWICA costs CHF 488.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 488.70, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 687.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.70 | CHF 454.50 |
| 500 | CHF 477.10 | CHF 443.70 |
| 1'000 | CHF 453.30 | CHF 421.60 |
| 1'500 | CHF 424.20 | CHF 394.50 |
| 2'000 | CHF 389.60 | CHF 362.30 |
| 2'500 | CHF 360.40 | CHF 335.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 389.10 | CHF 361.80 |
| 500 | CHF 381.50 | CHF 354.80 |
| 1'000 | CHF 352.30 | CHF 327.70 |
| 1'500 | CHF 323.20 | CHF 300.60 |
| 2'000 | CHF 289.90 | CHF 269.60 |
| 2'500 | CHF 260.70 | CHF 242.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.20 | CHF 118.30 |
| 200 | CHF 118.20 | CHF 109.90 |
| 400 | CHF 106.50 | CHF 99.10 |
| 600 | CHF 94.80 | CHF 88.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.