SWICA FAVORIT MEDPHARM — Thurgau
Thurgau: the FAVORIT MEDPHARM model from SWICA costs CHF 468.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.80, FAVORIT MEDPHARM is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 992.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.80 | CHF 436.00 |
| 500 | CHF 457.20 | CHF 425.20 |
| 1'000 | CHF 433.50 | CHF 403.20 |
| 1'500 | CHF 404.30 | CHF 376.00 |
| 2'000 | CHF 369.70 | CHF 343.80 |
| 2'500 | CHF 340.50 | CHF 316.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.40 | CHF 348.20 |
| 500 | CHF 366.90 | CHF 341.20 |
| 1'000 | CHF 337.80 | CHF 314.10 |
| 1'500 | CHF 308.60 | CHF 287.00 |
| 2'000 | CHF 275.30 | CHF 256.00 |
| 2'500 | CHF 246.10 | CHF 228.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.50 | CHF 113.90 |
| 200 | CHF 113.50 | CHF 105.60 |
| 400 | CHF 101.80 | CHF 94.70 |
| 600 | CHF 90.20 | CHF 83.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.