SWICA FAVORIT MEDPHARM — Basel-Stadt
Basel-Stadt: the FAVORIT MEDPHARM model from SWICA costs CHF 608.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 608.40, FAVORIT MEDPHARM is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDPHARM costs CHF 1'442.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 608.40 | CHF 565.80 |
| 500 | CHF 596.80 | CHF 555.00 |
| 1'000 | CHF 574.90 | CHF 534.60 |
| 1'500 | CHF 545.70 | CHF 507.50 |
| 2'000 | CHF 509.30 | CHF 473.60 |
| 2'500 | CHF 480.10 | CHF 446.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.40 | CHF 452.40 |
| 500 | CHF 480.20 | CHF 446.60 |
| 1'000 | CHF 451.10 | CHF 419.50 |
| 1'500 | CHF 421.90 | CHF 392.40 |
| 2'000 | CHF 387.30 | CHF 360.20 |
| 2'500 | CHF 358.10 | CHF 333.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 159.20 | CHF 148.10 |
| 200 | CHF 151.00 | CHF 140.50 |
| 400 | CHF 139.40 | CHF 129.60 |
| 600 | CHF 127.70 | CHF 118.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.